TERMS OF USE
1. Introduction
1.1 Purpose and Scope
These Terms of Use (“Terms”) govern the legal relationship between you (“User”, “you” or “your”) and Banqker Technologies S.A. (including its subsidiaries and affiliates, collectively referred to as “Banqker”, “Company”, “we”, “us” or “our”) and set forth the legally binding terms and conditions applicable to your access and use of the Banqker Platform, including, but not limited to, all associated web pages, mobile applications, APIs, services, functionalities, and content, whether accessed via web, mobile or otherwise (collectively, the “Platform”).
These Terms, along with our [Privacy Policy], [Cookie Policy], and any other supplementary terms, disclosures, or notices that may be incorporated by reference herein or issued from time to time, collectively constitute the entire agreement between the User and Banqker concerning the use of the Platform.
By accessing, browsing, registering with, or otherwise using the Platform, the User agrees to be legally bound by these Terms. If you do not agree with any provision contained herein, you must immediately cease all use of the Platform.
These Terms apply to all Users, including individuals, institutions, educational facilitators, corporate entities, and authorized representatives, regardless of their jurisdiction, save and except Users located in, resident in, incorporated in, or otherwise subject to the jurisdiction of the United States of America.
1.2 Acceptance of Terms
By accessing or using the Platform in any manner, you expressly acknowledge that you:
have read, understood, and agree to be bound by these Terms;
are of legal age and capacity to form a binding agreement under applicable law in your jurisdiction;
are not a person barred from using the Platform under applicable laws, regulations, or any sanctions regime; and
represent and warrant that you have the authority to enter into and bind yourself or the entity you represent to these Terms.
If you are entering into these Terms on behalf of a legal entity, you hereby represent that you are duly authorized to act on behalf of such entity and to bind it to these Terms, in which case the terms “you” and “your” shall refer to such entity.
1.3 Modification of Terms
Banqker reserves the unilateral right, at its sole discretion, to amend, modify, update, or replace these Terms, in whole or in part, at any time and for any reason, including for compliance with applicable laws, regulatory updates, operational changes, or enhancements to the Platform.
Such modifications shall become effective upon publication of the revised Terms on the Platform or such later date as may be specified therein. You are responsible for regularly reviewing these Terms. Your continued access or use of the Platform following the effective date of any such modifications shall constitute your conclusive acceptance of the revised Terms.
If you do not agree to the amended Terms, you must discontinue use of the Platform immediately. Banqker shall not be liable for any losses or damages arising from your failure to review such modifications in a timely manner.
2. Definitions
2.1 Key Terms
For the purposes of these Terms of Use (the “Terms”), the following terms shall have the meanings assigned to them below. Definitions shall apply equally to the singular and plural forms of the terms defined.
“Account” means a registered user account created on the Platform for the purpose of accessing and utilizing the Services provided by Banqker.
“Affiliate” means, with respect to any entity, any other entity that directly or indirectly controls, is controlled by, or is under common control with such entity, where “control” means ownership, directly or indirectly, of more than fifty percent (50%) of the voting interests of such entity or the power to direct the management or policies of an entity, whether through the ownership of voting securities, by contract, or otherwise.
“Applicable Law” means all laws, statutes, regulations, ordinances, codes, rules, directives, orders, treaties, and other requirements of any national, regional, federal, state, municipal or local government, or of any regulatory, self-regulatory or administrative authority, agency, or commission having jurisdiction over the Parties or over any activity conducted in connection with the use of the Platform, including but not limited to the General Data Protection Regulation (EU) 2016/679 (“GDPR”), ePrivacy Directive 2002/58/EC, and the Digital Services Act, as amended or replaced from time to time.
“Banqker” means Banqker Technologies S.A., a company incorporated under the laws of the European Union, together with its subsidiaries, successors, and assigns.
“Content” means any information, data, graphics, images, audio, video, software, code, scripts, text, documents, templates, resources, branding elements, or any other materials or media uploaded, generated, provided, or otherwise made available through the Platform by Banqker or its licensors.
“Force Majeure Event” means any event beyond the reasonable control of Banqker, including but not limited to acts of God, natural disasters, epidemics or pandemics, war, terrorism, civil unrest, labor strikes, government sanctions or embargoes, cyberattacks, failure of utility services, or any other circumstance that materially prevents or delays the performance of Banqker’s obligations under these Terms.
“Intellectual Property Rights” means all intellectual property rights and related rights, including without limitation patents, trademarks, service marks, trade names, domain names, business names, copyright and related rights, design rights, rights in databases, rights in software, rights in know-how and confidential information, and all similar rights, whether registered or unregistered, and all applications, renewals or extensions thereof, anywhere in the world.
“Platform” has the meaning assigned in Clause 1.1 and refers to the entire suite of digital and technology-based services, including the website located at www.banqker.com, subdomains, mobile applications, proprietary software, APIs, and any associated services, products, dashboards, features or tools provided by Banqker.
“Services” means the functionalities, educational tools, financial literacy content, simulations, interactive learning environments, or any other product or service made available by Banqker through the Platform.
“User” or “you” or “your” means any individual, corporation, partnership, institution, governmental authority, organization, or other legal entity that accesses, browses, registers for, or otherwise uses the Platform.
“User Content” means any data, information, text, images, materials, feedback, suggestions, comments, or other content uploaded, submitted, posted, displayed, or otherwise transmitted by a User through the Platform.
“Terms” means these Terms of Use, including all schedules, annexures, policies, and notices incorporated by reference herein, as may be amended or supplemented from time to time.
2.2 Interpretation
Unless the context otherwise requires:
headings are for convenience only and shall not affect the interpretation of these Terms;
words denoting the singular include the plural and vice versa;
references to “includes”, “including”, or similar expressions shall be deemed to be followed by “without limitation”;
any reference to a “person” shall include natural persons, bodies corporate, unincorporated associations, partnerships, trusts, and any legal or administrative authority;
any reference to a statute, regulation, directive, or law shall be construed as a reference to such statute, regulation, directive, or law as amended, replaced, consolidated, or re-enacted from time to time;
references to “writing” shall include email and electronic communications, unless otherwise expressly stated;
any obligations undertaken by more than one person shall bind them jointly and severally; and
references to “Clauses”, “Sections”, or “Schedules” are references to clauses, sections, or schedules of these Terms unless otherwise specified.
3. Eligibility and Access
3.1 User Eligibility Criteria
The Platform is intended solely for use by individuals and entities who have the legal capacity to enter into binding contracts under Applicable Law in their jurisdiction. By accessing or using the Platform, you represent and warrant that:
you are at least eighteen (18) years of age or such higher age of majority as may be prescribed under Applicable Law in your jurisdiction, unless accessing the Platform under the supervision of a legal guardian, educational institution, or other authorized intermediary;
you have full power, authority, and legal capacity to enter into and comply with these Terms;
your access to and use of the Platform is not prohibited by Applicable Law, nor are you subject to any sanctions or restrictions imposed by the European Union, United Nations, or other competent authorities;
you are not a resident of, or otherwise accessing the Platform from, the United States of America or any jurisdiction in which the use of the Platform is prohibited by law or would subject Banqker to registration or licensing requirements not currently fulfilled.
The Company reserves the right to deny access to, or suspend the Account of, any User who fails to meet the above eligibility conditions or whose use of the Platform poses, in Banqker’s sole discretion, a legal, reputational, or security risk.
3.2 Account Registration and Security
In order to access certain features of the Platform, you may be required to create a personalized user account (“Account”) by providing accurate, current, and complete registration information, including your full legal name, contact details, and such other details as may be requested by Banqker from time to time. You agree to maintain and promptly update such information to keep it true, accurate, and complete at all times.
You acknowledge and agree that:
you are solely responsible for maintaining the confidentiality and security of your login credentials and for all activities that occur under your Account;
you shall not share your Account credentials with any third party or permit any unauthorized person to access the Platform using your Account;
you shall notify Banqker immediately upon becoming aware of any suspected or actual unauthorized use of your Account or any other breach of security.
Banqker shall not be liable for any loss or damage arising from your failure to comply with the obligations under this Clause. You may not create an Account using a false identity or information, or on behalf of someone other than yourself (unless you are a duly authorized representative of a legal entity or an educational institution).
Banqker reserves the right to reject, suspend, or terminate any Account at its sole discretion, including where any registration information is found to be inaccurate, incomplete, misleading, or in violation of these Terms or Applicable Law.
3.3 Access Restrictions
Banqker may, without prior notice or liability, restrict, suspend, or terminate your access to the Platform or to any part thereof:
if you are found to be in breach of these Terms, Applicable Law, or any other applicable policies or rules issued by Banqker;
if your conduct is deemed harmful to the interests, reputation, operations, or intellectual property of Banqker, its Affiliates, or other Users;
in response to requests by law enforcement or regulatory authorities;
for technical maintenance, upgrades, operational disruptions, or force majeure events.
Access to the Platform, in whole or in part, may be geographically or jurisdictionally restricted. Banqker expressly reserves the right to geo-block or otherwise limit access based on IP address, residency, or other identifiers, in order to comply with regulatory obligations or mitigate legal exposure.
You understand and agree that any such restriction or suspension of access shall be exercised without prejudice to Banqker’s other rights and remedies under law or equity, and shall not entitle you to any form of compensation, damages, or reinstatement.
4. Services Provided
4.1 Description of Services
Banqker operates a digital platform that provides access to technology-enabled financial education tools, interactive simulations, gamified learning environments, portfolio trackers, tokenized rewards, and other informational or advisory content designed to enhance financial literacy and digital asset awareness (collectively, the “Services”).
The Services may include, without limitation:
proprietary dashboards and tools that allow Users to simulate and manage virtual assets in a non-fiat, non-investment capacity;
non-custodial user interfaces to access token-based experiences, staking simulations, or smart contract education modules;
educational content relating to digital finance, DeFi mechanics, blockchain technology, and asset management concepts;
referral programs, quizzes, and in-app campaigns or missions that reward User engagement through non-monetary incentives;
third-party content integration, APIs, or widgets subject to separate licensing arrangements or terms;
data analytics features, behavioural insights, or aggregated financial simulations powered by Banqker’s proprietary algorithms.
For the avoidance of doubt, the Services do not constitute:
financial, legal, tax, or investment advice;
any form of fiduciary relationship or regulated financial activity;
the issuance, custody, exchange, or management of real-world funds, securities, digital payment tokens, or virtual assets in a manner regulated under any applicable law (including but not limited to MiCA, EMD2, PSD2, or VASP frameworks);
any offer, solicitation, or facilitation of buying, selling, or trading cryptoassets or financial instruments.
Banqker retains absolute discretion in determining the form, functionality, scope, and eligibility requirements for the Services and may, from time to time, update the same in response to market evolution, user feedback, and legal or technological developments.
4.2 Service Availability
Banqker shall use commercially reasonable efforts to maintain the availability and performance of the Platform. However, you acknowledge and agree that:
the Platform and Services are provided on an “as is” and “as available” basis;
no express or implied guarantee is given as to the uninterrupted, error-free, or defect-free operation of the Platform;
scheduled maintenance, updates, upgrades, or technical adjustments may result in temporary unavailability or degraded performance.
Access to certain Services may be subject to:
verification or KYC requirements (in jurisdictions where lawfully mandated);
geographical or IP-based restrictions;
subscription models, service tiers, or paid feature access;
device compatibility or internet connectivity prerequisites.
Banqker shall not be liable for any failure or delay in performance resulting from any Force Majeure Event or third-party service disruption, including but not limited to network failures, hosting outages, blockchain congestion, or unauthorized interference by third parties.
Banqker may, in its sole discretion, suspend or limit access to any Service if it determines that continued operation:
would violate Applicable Law;
may expose Banqker or its Users to security, regulatory, reputational, or commercial risk; or
is technically unsustainable or commercially unviable.
4.3 Modifications to Services
Banqker reserves the right, at any time and without prior notice, to:
modify, enhance, suspend, replace, or discontinue any feature, functionality, or component of the Services;
impose new conditions or limitations on access or usage;
transition certain Services to a fee-based model or alter existing pricing schemes, if applicable.
Such modifications may be implemented for reasons including (but not limited to) compliance with regulatory changes, technological evolution, market trends, security enhancement, or User behaviour and feedback.
Banqker shall not be liable to any User or third party for any modification, suspension, or discontinuation of the Services or for any loss of data, access, functionality, or benefits arising therefrom.
Your continued use of the Services after any such modification shall be deemed to constitute your acceptance of the modified Services and the updated Terms, where applicable. If you do not agree to such modifications, your sole and exclusive remedy shall be to discontinue use of the affected Services.
5. User Obligations
5.1 Compliance with Laws
You agree to use the Platform and Services in full compliance with these Terms and all Applicable Laws, rules, regulations, directives, and guidelines, whether local, national, supranational, or international, including without limitation:
data protection and privacy laws, such as the General Data Protection Regulation (EU) 2016/679 (“GDPR”), the ePrivacy Directive 2002/58/EC, and any successor or implementing legislation;
anti-money laundering (AML), counter-terrorism financing (CTF), and financial crime prevention laws, where applicable;
export control laws and sanctions regimes as imposed by the European Union, the United Nations, or any other relevant authority;
intellectual property laws, defamation laws, and content moderation frameworks, including the EU Digital Services Act (DSA) where applicable.
You are solely responsible for determining whether your use of the Platform is lawful in your jurisdiction, and you agree to indemnify Banqker against any breach of Applicable Law arising from your use of the Platform or Services.
5.2 Prohibited Conduct
You expressly agree not to engage in, encourage, facilitate, or enable any of the following conduct while using the Platform or Services:
Unlawful or Unauthorised Use
Violating any Applicable Law or regulation;
Accessing or attempting to access the Platform in breach of any geographic or jurisdictional restriction, including access from the United States or other restricted territories;
Using the Platform to facilitate or promote any unlawful activity, including but not limited to fraud, gambling, pyramid schemes, or money laundering.
Security and System Abuse
Attempting to probe, scan, or test the vulnerability of the Platform or breach any security or authentication measures;
Interfering with or disrupting the access of any user, host, or network, including without limitation by introducing malware, viruses, or denial-of-service attacks;
Bypassing, circumventing, or disabling any technical or administrative security feature of the Platform.
Impersonation and Deception
Impersonating any person or entity, falsely stating or otherwise misrepresenting your affiliation with any person or entity;
Creating Accounts using fraudulent or misleading information, or registering on behalf of another person without proper authorization.
Intellectual Property Violations
Uploading, distributing, or otherwise transmitting any content that infringes or misappropriates any third-party intellectual property right, trade secret, or proprietary information;
Reverse engineering, decompiling, disassembling, or otherwise attempting to derive the source code, underlying structure, algorithms, or ideas of the Platform or any part thereof.
Harassment and Abuse
Engaging in conduct that is abusive, harassing, defamatory, discriminatory, or otherwise offensive;
Uploading or disseminating content that is violent, pornographic, incites hatred, or is otherwise objectionable or unlawful under Applicable Law.
Automated Access and Scraping
Using any robot, spider, crawler, scraper, script, or other automated means to access or interact with the Platform or extract data therefrom without the prior written consent of Banqker.
Commercial Misuse
Exploiting the Platform or Services for commercial purposes not expressly permitted under these Terms;
Offering for sale, reselling, licensing, sublicensing, or otherwise commercializing any aspect of the Platform or Services without Banqker’s prior written authorization.
Banqker reserves the right to investigate and take legal action against any conduct that violates the above prohibitions, including suspension or termination of your Account and reporting to regulatory authorities where necessary.
5.3 User Content and Conduct
The Platform may permit you to upload, submit, post, transmit, or otherwise provide content, data, comments, or feedback (collectively, “User Content”). You retain all rights in your User Content, subject to the license granted herein.
By submitting User Content, you grant Banqker and its Affiliates a worldwide, royalty-free, non-exclusive, transferable, sub-licensable, perpetual, and irrevocable license to use, store, reproduce, distribute, publicly display, modify, adapt, and create derivative works from such User Content for the purpose of operating, improving, and promoting the Services.
You represent and warrant that:
you have all necessary rights, licenses, and permissions to upload and grant the above license for the User Content;
your User Content does not violate any third-party rights, including intellectual property rights, privacy rights, or contractual rights;
your User Content is not unlawful, defamatory, obscene, abusive, or otherwise objectionable under Applicable Law.
Banqker does not claim ownership over User Content and does not pre-screen content, but reserves the right (without obligation) to monitor, remove, or disable access to any User Content that, in Banqker’s sole judgment, violates these Terms or is otherwise harmful, offensive, or illegal.
You acknowledge and agree that User Content may be viewable by other Users and that you are solely responsible for any consequences arising from its publication or dissemination.
6. Third-Party Services and Links
6.1 Third-Party Content
The Platform may incorporate, display, link to, or otherwise provide access to third-party content, including but not limited to educational material, analytical tools, financial data feeds, APIs, widgets, videos, articles, advertisements, social media integrations, or other information or materials (collectively, “Third-Party Content”) that are not owned, developed, or controlled by Banqker.
Banqker does not vet, verify, endorse, or assume responsibility for the accuracy, completeness, timeliness, reliability, or legality of any Third-Party Content made available through the Platform. All such content is provided for general information purposes only and should not be relied upon as financial, legal, investment, or other professional advice.
Your access to and use of any Third-Party Content shall be governed by the terms of service, privacy policies, and other applicable agreements of the third-party provider. Banqker shall not be liable for any loss or damage arising from your reliance on, use of, or inability to access such Third-Party Content.
To the extent permitted by law, Banqker disclaims all warranties, express or implied, statutory or otherwise, including but not limited to warranties of accuracy, merchantability, fitness for a particular purpose, and non-infringement with respect to Third-Party Content.
6.2 External Links
The Platform may contain hyperlinks, banners, embedded frames, or other mechanisms that direct you to external websites, mobile applications, or online resources operated by third parties (collectively, “External Links”). These External Links are provided solely for your convenience and do not constitute or imply any endorsement, sponsorship, affiliation, or recommendation by Banqker.
Banqker has no control over the content, security, availability, or practices of such third-party websites or services, and expressly disclaims any responsibility for the same. Accessing any External Link is at your own risk, and you are advised to review the applicable terms and privacy policies of any third-party website you choose to access.
Banqker shall not be liable for any loss, damage, or injury resulting from your interaction with or reliance on any External Link, including any reliance on representations made therein or any transaction or arrangement entered into through such third-party platforms.
The inclusion of any External Link does not obligate Banqker to maintain or update such links, and Banqker reserves the right to remove or disable any such link at its sole discretion and without prior notice.
6.3 Affiliate Relationships
Banqker may, from time to time, enter into commercial relationships with third-party providers, vendors, or affiliates (“Affiliates”) to promote, endorse, co-brand, integrate, or offer certain products, services, or programs via the Platform. Such relationships may result in Banqker receiving compensation, commissions, or referral fees for user engagement, redirection, or transactions involving such Affiliate services.
Notwithstanding the existence of any Affiliate relationship, Banqker does not assume or accept liability for any representations, promises, services, goods, or failures on the part of its Affiliates. Your participation in or use of any Affiliate service shall be solely at your discretion and governed by the Affiliate’s applicable contractual terms.
You acknowledge and agree that:
Banqker is not a party to any contract or arrangement you enter into with an Affiliate unless expressly stated otherwise;
Banqker does not warrant the quality, legality, or suitability of any Affiliate product or service;
Banqker shall not be liable for any dispute, loss, or liability arising out of or in connection with your use of Affiliate services, including but not limited to claims of misrepresentation, non-performance, product defects, or breaches of applicable law.
Where required by Applicable Law, Banqker shall disclose the existence of any material commercial affiliation in a clear and conspicuous manner, including through “sponsored content” labels, disclaimers, or platform-wide disclosures.
7. Termination and Suspension
7.1 Termination by User
You may terminate your use of the Platform at any time by:
deactivating your Account through the account settings section, where such functionality is provided; or
submitting a written request to Banqker’s support team at [support@banqker.com] to permanently close your Account, subject to any verification or security procedures deemed necessary by Banqker.
Termination by you shall not relieve you of any accrued obligations, including any outstanding payment obligations (if applicable), liabilities arising from prior breaches of these Terms, or obligations intended to survive termination (as set forth in Clause 10.3).
Upon voluntary termination, you acknowledge that you will lose access to any data, account history, rewards, or content associated with your Account, and that Banqker is under no obligation to retain or provide a copy of such data, except as required by Applicable Law.
7.2 Termination by Banqker
Without prejudice to its other rights and remedies under law or contract, Banqker may suspend or terminate your access to the Platform or any part thereof, with or without prior notice, at its sole discretion, in the following circumstances:
you have violated or are reasonably suspected of violating any provision of these Terms or any Applicable Law;
you are found to be engaging in abusive, fraudulent, unlawful, or harmful conduct, including but not limited to circumvention of geo-blocking measures or facilitation of prohibited transactions;
you have misrepresented any information during the registration process or thereafter;
your continued access poses, in Banqker’s reasonable opinion, a legal, regulatory, reputational, or security risk to Banqker, its Affiliates, Users, or partners;
Banqker ceases operations in your jurisdiction or withdraws the relevant Services due to commercial impracticability, legal prohibition, or regulatory restriction;
in the event of insolvency, liquidation, or corporate restructuring proceedings affecting you or any entity you represent.
Banqker may also suspend or restrict your access temporarily:
to comply with legal obligations, regulatory inquiries, court orders, or administrative requests;
during technical maintenance, upgrades, or operational testing;
as a preventative measure while investigating suspected breaches or malicious behaviour.
Banqker is not liable to you or any third party for the suspension, deactivation, or termination of your Account or access to the Platform, and shall not be obliged to provide advance notice except where legally mandated.
7.3 Effects of Termination
Upon termination of your access or Account for any reason, the following consequences shall apply:
your right to access and use the Platform and Services shall immediately cease;
any licenses or rights granted to you under these Terms shall be automatically revoked;
Banqker may, in its sole discretion, retain, delete, or anonymize any User Content or data associated with your Account, subject to its internal data retention policies and Applicable Law;
you shall remain liable for any fees, charges, or damages incurred or arising prior to the date of termination.
Termination shall not affect the validity, enforceability, or survival of any provision which by its nature is intended to survive termination.
Any termination under this Section shall be without prejudice to Banqker’s right to pursue any and all remedies available under law, equity, or contract, including injunctive relief, specific performance, or monetary damages.
8. Dispute Resolution and Governing Law
8.1. Dispute Resolution
In the event of failure by the Parties to resolve any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity or termination, in the manner set out above within 15 (fifteen) days from the date when the dispute arose, such dispute shall be referred to and finally resolved by arbitration administered in accordance with the Dubai International Arbitration Centre Rules (“Rules”), for the time being in force, which rules are deemed to be incorporated by reference in this Clause. The tribunal shall consist of a neutral and suitably qualified sole arbitrator to be appointed by the Parties mutually or in case of disagreement in accordance with the Rules. The seat and venue of arbitration shall be Dubai. The language of the arbitration shall be English. The arbitrator/ arbitral tribunal shall also decide on the costs of the arbitration proceedings. Each Party shall equally share the cost of the arbitrator unless the award provides otherwise. The arbitral tribunal’s award shall be final, and binding on the Parties and enforceable in any competent court of law.
8.2. Governing Law
This Agreement shall be governed and construed in accordance with the laws of Turkey. Further, the courts at Turkey shall have exclusive jurisdiction over any and all disputes emanating from this Agreement.
9. Miscellaneous Provisions
9.1 Entire Agreement
These Terms, together with Banqker’s Privacy Policy, Cookie Policy, country-specific disclosures, supplemental terms, and any other documents expressly incorporated by reference herein, constitute the entire agreement between you and Banqker with respect to the subject matter hereof, and supersede all prior or contemporaneous understandings, agreements, communications, representations, or warranties, whether oral or written, between the Parties.
No oral statements, advertisements, or promotional materials shall have any legal effect unless expressly incorporated in writing by Banqker. In the event of any conflict or inconsistency between these Terms and any supplemental terms or policies referenced herein, the provisions of the supplemental terms or policies shall prevail to the extent of the conflict with respect to the specific Service or matter to which they relate.
9.2 Severability
If any provision of these Terms is held to be unlawful, void, invalid, or unenforceable by a court or tribunal of competent jurisdiction, in whole or in part, such provision shall be deemed to be severed from these Terms to the extent of such invalidity, and shall not affect the validity or enforceability of the remaining provisions.
To the extent permitted by Applicable Law, the Parties agree that a legally valid and enforceable provision shall be substituted for the invalid or unenforceable one, which most closely approximates the commercial intent and economic effect of the original provision.
9.3 Waiver
No failure or delay by Banqker in exercising any right, remedy, power, or privilege under these Terms shall operate as a waiver thereof, nor shall any single or partial exercise of any such right, remedy, power, or privilege preclude any other or further exercise thereof or the exercise of any other right, remedy, power, or privilege.
Any waiver must be in writing and duly signed by an authorized representative of Banqker. No waiver of any breach or default shall constitute a waiver of any subsequent breach or default, whether of the same or any other provision of these Terms.
9.4 Assignment
You may not assign, delegate, transfer, sublicense, or otherwise dispose of your rights or obligations under these Terms, in whole or in part, whether voluntarily or involuntarily, by operation of law or otherwise, without the prior written consent of Banqker. Any purported assignment in violation of this Clause shall be null and void ab initio.
Banqker may assign or transfer its rights and obligations under these Terms to any third party, Affiliate, successor, or acquirer (including pursuant to any merger, acquisition, or restructuring) without your prior consent, provided such assignee assumes all material obligations under these Terms.
9.5. Contact Information and Customer Support
Users may contact Banqker through official communication channels only, including:
Email: info@banqker.com
Legal Support: legal@banqker.com